Money Smart - My Expense Cut Plans
I have to admit that I am bad with my expenses. Like many others, I have difficulties with seeing the word 'SALE' and cute things. Hence this month I want to start planning my expenses and hopefully cutting some. Read more if you want to know my expense plans!
I like making lists and I think it's obvious how difficult it is to cross of the entry despite how fulfilling it is to do so. After some thought, cutting expenses is something I should have done long ago but I guess there isn't the term late to start this. I made some lists that could help my own expense plans and hopefully this would inspire you to do the same thing.
One of the thing that I have to cut is dining out. I like food, well who doesn't? I live within a family that has strong cooking skill aka my mom's family. I shouldn't have to eat out but you can't help seeing or smelling good food outside and wanting to have them. That I have difficulties to stop but I'm determined to not eat out and limit it to at least a certain amount of money per week to dine out. This also includes cutting my Starbucks intake and just having those kind of drinks homemade at home. I have a killer recipe for a good hot chocolate that is similar to Dunkin Donuts iced/hot chocolate. If you want to know you can put it on the comment box below.
Not only dining out, I have difficulties in seeing good lipstick. No kidding I have a huge amount of lip product in my vanity and that also includes the amount of fragrances I have. This should stop me in buying more but I couldn't help to try and get more. I found that finishing lip product is very fulfilling and I am determined to finish some before getting new ones. It has been good since I started this plan and hopefully it would stay this way.
I also have tendencies to buy game items for my mobile games. My otome games have been my guilty pleasure and since the new reading app out I'm planning to plan out my coin purchase to just 800 coins per month despite no plans on getting routes. This should help me maintain my mobile game purchase so I don't do more than the planned expense.
Okay that is all for now. Let me know if you have more ideas to plan out expenses like me and what expenses cut you do for your own plan. It is great to share this thing and I can't wait to share more in the future :)











